Equity HMO fuses health insurance, AI diagnostics, telemedicine and embedded finance into one ledger — built to cover one person, one shop, or one nation, with the same predictive infrastructure underneath.
Equity HMO integrates seven systems that, in Nigeria today, are almost always bought from seven different vendors — under one AI-governed platform built for population scale, not individual policies.
Statewide HMO coverage built for large-group enrollment — not retail policies sold one person at a time.
Licensed doctors, nurses and specialists reachable by video, voice or chat — anywhere a phone signal reaches.
Symptom checking, risk scoring and chronic disease monitoring running continuously across every covered life.
Models flag hypertension, diabetes and pregnancy risk before they become claims — not after.
Premium financing, healthcare wallets and salary-linked payments so cost is never the reason care is delayed.
Nationwide medication delivery, refill automation and chronic care plans connected to every prescription.
Every product below runs on the same claims data, the same risk models, and the same identity layer — so a government or corporate buyer sees one number, not four invoices.
Our AI engine analyzes health patterns, predicts risks and provides proactive healthcare recommendations before illnesses become severe — turning a covered population into a monitored one.
Access licensed doctors, nurses and healthcare professionals from anywhere through video, voice and chat consultations — the front door for every plan tier we offer.
Healthcare financing built directly into the Equity ecosystem, enabling flexible access to care without the cost of treatment becoming a second emergency.
Order medications, refill prescriptions and access nationwide pharmacy delivery through the Equity Pharma network — closing the loop after every consultation.
Equity's models analyze lifestyle patterns, medical history, diagnostics data and medication usage continuously — not at renewal — to flag risk while it's still cheap to manage.
For an institutional buyer, this is the difference between an insurance bill and an actuarial partner. Every population we cover becomes a dataset that makes the next renewal cheaper — for the institution, and for the system.
Select your category. The coverage design, financing model and onboarding path change to match — because a single applicant, a corner shop and a federal ministry are not the same risk pool.
Sign up directly as an individual or family and get the same AI triage, telemedicine and predictive health monitoring built for the largest institutional plans, sized and priced for one household.
Shops, startups and small teams get group rates and the same claims infrastructure as a large corporate account — scaled down to headcounts of two to fifty, with no minimum tenure required to start.
Equity HMO operates as a delivery partner for state and federal Universal Health Coverage goals — taking on the technology, claims and provider network so government investment converts directly into covered lives.
Manufacturing, logistics and SME employers get executive care, AI workforce analytics and predictive risk scoring — so health spend is visible the same way payroll is.
CAN, Northern CAN and congregational networks reach millions with standing trust and rural footprint Equity cannot build alone — we bring the family and maternal health products; you bring the community.
NGOs and philanthropic funders can underwrite informal-sector and rural cohorts directly, with claims and outcomes data reported back in the same format used for NHIA and grant compliance.
FRSC, NSCDC and vigilante structures get trauma care, emergency stabilization and mental health support designed around payroll systems that already exist.
220 million Nigerians, low insurance penetration, and a large informal economy — but the people are already organized. We meet them where the structure already exists.
Millions of members, strong community trust, rural outreach already in place.
Large organized membership with existing dues collection structures to build on.
Massive populations and deep informal-sector penetration enable co-op financing.
Structured payroll and a clear ROI case for AI-driven workforce health analytics.
Structured payroll systems and large workforce populations, field-deployed.
"Directly supports NHIA goals via Universal Health Coverage expansion, informal sector inclusion, and digital healthcare transformation."
Powered by AI, predictive medicine and embedded healthcare finance — built for everyone ready to cover the populations the old system left behind, from a single household to a federal ministry.